Sacramento Credit Union

Programs: Established march 18, 1935, sacramento credit union (scu) is incorporated under section 14100 of the credit union division of the state of california department of business oversight. Originally chartered to provide financial products and services to employees of southern pacific railroad and sacramento county, scu has since become a community credit union serving 24,365 members across the following counties: el dorado, placer, solano, sutter, yolo, and yuba. Composed of individuals, corporations, partnerships, and other legal entities, scu maintains the standards of a traditional member-owned cooperative while providing superior financial services at six locations as well as convenient payment opportunities afforded by online banking, bill pay, mobile banking, point-of-sale, and atm transactions with surcharge-free access at 28,000 atms, including 9,000 deposit-taking and 5,500 7-eleven locations throughout the us and canada.

scu offers a wide range of competively priced consumer loan products to help members with financing for vehicles and first mortgages. Financing is also available in the form of secured and unsecured lines of credit. Regarding the latter, scu offers visa platinum credit cards both with and without the popular rewards feature. Scu also offers commercial services including cash management, commercial construction loans, commercial real estate loans, and sba loans.

scu offers a broad range of deposit products to assist members in managing cash flow and saving for the future. Insured to at least $250,000 and backed by the full faith and credit of the federal government, savings opportunities include the following competively priced accounts: regular, vacation club, holiday, ira, money market, regular and rewards checking, and certificates of deposit. Savings is made convenient via direct deposit of pay checks as well as any other recurring source of cash inflow. Through online, mobile or telephone banking, members can easily transfer funds between savings accounts or make payment on loans. Also available are premium quality investment services provided by certified in-house financial consulting.