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Causes: Homeless & Housing, Housing Development, Construction & Management
Mission: Habitat for humanity brings people together to build homes, communities and hope in carroll county, maryland
Programs: New home construction: habitat for humanity of carroll county builds and rehabilitates new homes for lower income families in carroll county using volunteer labor and sells the homes to partner families with zero percent interest loans. The families must demonstrate need, a willingness to partner by contributing sweat equity, and must demonstrate ability to repay the zero percent interest loan.
repair program: habitat for humanity of carroll county repairs homes in carroll county owned by lower income families and individuals. Repairs are substantially completed using volunteer labor and discounted or donated materials. Repair costs are repaid to the organization through a zero percent interest loan. Repairs are made for emergent and health, safety, or accessibility related. During the fiscal year, habitat for humanity of carroll county completed 5 home repairs.
mortgage servicing and homeowner support: habitat for humanity of carroll county services the new construction and repair program loans created through the service of its mission. Partner families receive ongoing communication from the organization to help them stay stable in their housing. During the fiscal year, habitat for humanity of carroll county serviced 7 mortgages, provided support to 10 existing clients and maintained a home ownership education program that will serve every family that purchases a habitat home.