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Phone: 866-252-7171
11700 W Lake Park Dr
Milwaukee
Wisconsin 53224
USA
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Target demographics: Low-income families who earn 80% or below their geographic area's median family income.

Direct beneficiaries per year: 1,400 families

Geographic areas served: United States

Programs: Ways to Work provides an alternativeto predatory lenders for people with a demonstrated commitment to achievingincreased self-sufficiency and intent on pursuing a higher degree of success inmainstream financial markets. The loans provided by the program are primarily used to purchase or repair a car, thus addressing a common barrier to full employment for many: reliable and flexible transportation.

Mission:
The mission of Ways to Work, Inc. is to strengthen the capacity of member organizations of the Alliance to serve their communities by promoting strategies to improve the financial condition of distressed families.

Our vision is a healthy society and strong communities for all children and families.

Our values:
• We understand that people need financial help at various times in their lives.

• We assume the best about loan applicants and support them in living up to their highest aspirations.

• We believe people want to better themselves, improve the lives of their children, and contribute to society.

• We believe that small amounts of money at the right moment can make a great amount of difference in moving working poor families along the path to self-sufficiency and away from welfare and dependency.

• We welcome and support applicants who exhibit a potential for success in work or school even though they may have had limited success with past credit experience.

• We believe that the climate of mutual support and responsibility within informal local communities can provide built-in incentives for borrowers to repay loans.
Results:
For 2013, Ways to Work, Inc. (WtW) will fund 1,400 new loans representing a loan volume of $7.8 million. In 2012, WtW funded a total of 1,305 new loans representing a total loan volume of $6.5 million. In 2011, these numbers were 1,200 and $5.8 million respectively.

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Average rating:
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10/15/12
Omg this is a joke. The class was ok but they are not clear on what they need from the client. They are making money off the poor. And this is a state program... more »
06/03/10
The class I took for this program was very informational and helped me learn how to read my credit report. There were many guidelines and tips given on ways to improve credit. The handouts were helpful in that I've had reference them to refresh my memory. For example, during my car search I ... more »
Because of the Ways to Work program, I was able to obtain reliable transportation for my family. This program enabled me to get back and forth to school and work. I have since earned a degree at an accredited university and haved been at my current organization for almost three years now. I have ... more »
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