My Nonprofit Reviews

The Saralee And Carol Foundation addresses the tragic reality of 'junk' health insurance in the US. US for profit health insurance feeds on the most vulnerable members of our society, the sick and infirmed. The entire industry has developed to deny claims, delay care and wear down patients. Insurers always qualify their denial letters with a sentence to the effect that the doctors must provide whatever care is necessary and that the payment is a separate issue. Insurers never deny care — only the authorization for payment. To stall the actual delivery of care, insurers hold out an insincere promise to authorize payment if the doctor provides more information. This leads the doctor on indefinitely, while insurers never say absolutely "no" until the patient gives up or dies. I agonize over having to choose whether to wait one more day for approval or to go ahead with the surgery and potentially damn the patient, his family, and the institution, to assuming the financial consequences. If I do go ahead without approval, no one comes to rescues the bankrupted families. The Saralee and Carol Foundation provides real world assistance to help in the time of our greatest neesd.

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