My Nonprofit Reviews
Review for Virginia Housing and Community Development Corporation, Suffolk, VA, USA
So about 2.5-3 years ago I was needing to take a first time home buyers class to qualify for the program I was going through to purchase my home.
This was my second time attending one of these in my life time BUT it was SO MUCH MORE!!!! Not only did I learn about things such as a home inspection, but I also learned about making an offer, different types of loan programs, and got a better idea about how long the actual process takes. I learned about being pre-qualified, securing a real estate agent and even learned a LOT about how my credit score can affect this entire process. Lastly, I learnd about points at closing, earnest money, having a down payment, and what exactly an escrow account was. This particular class was so inclusive and chock full of useful information that even though I had bought a house over 10 years ago, half way across the country I actually LEARNED NEW , USEFUL information!!!! I found myself taking notes and referring back to them later during my particular home buying process. I also thought it was beyond helpful that there was a real-estate agent/broker who spoke to us about that section of the class and a mortgage specialist! It was so beyond what I expected! We. As participants were encouraged to ask questions and share related experiences. I'd definitely recommend this class to anyone who is about to start the home buying process. O am n so grateful to of been able to attend this class, especially for free!!!!!! It took me almost a year to find the perfect house and close on it but I knew from taking this class that it was OK as this process takes a while and sometimes you hit a snag and things have to be worked out before moving onto the next step of the process. Best Saturday I ever gave up.
If I had to make changes to this organization, I would...
Offer the class in more rural areas as I did have to travel slightly over an hour away.