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Review for Zidisha Inc., Sterling, VA, USA

Rating: 4 stars  

By allowing me to lend directly to recipients, Zidisha ensures there are very few costs involved. This makes the interest rates paid by the recipients low, while encouraging donors to set realistic rates. This isn't a charity so much as a method of sensible economic stimulation. I am happy to make a modest profit on my loans so that money can be lent out again and again. After more than a year, I have had no bad debt and am lending to about 30 recipients with amounts of about $10-20. Charity should be about all of us really, and Zidisha social lending is close to this ideal.

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Role:  Donor