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- EIN 74-1279052
- (956) 259-3511
- 900 W University Dr Edinburg TX 78539-2904 USA
- www.etcu.coop
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Nonprofit Overview
Mission: Financial institution: provide basic financial services to members in the form of checking, savings and certificate accounts, iras, loans (signature and vehicle). Also provide convenience services such as on-line banking, telephone banking, money orders and travelers checks.
Programs: Deposit accounts: edinburg teachers credit union members are afforded a low 25 minimum deposit for membership. Member savings accounts pay quarterly dividends at competitive rates with no monthly service fees. Special savings accounts are availed at no extra cost for members wishing to separate savings for their own individually ear-marked purposes. Etcu offers low to no-cost checking accounts with free debit card service. Checking accounts pay monthly dividends. Competitive rate certificate accounts and individual retirement accounts (iras) are offered. 24-hours a day 7-days a week access to accounts is available via automated teller machines (atms), on-line banking and automated telephone lines.
loan accounts: edinburg teachers credit union offers a variety of low rate loans to members. Sound underwriting has lead to a solid, well collateralized loan portfolio. Vehicle, signature and credit card loans are available to members. Credit life and disability insurance is also available.