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Causes: Credit Unions, Microfinance
Mission: Lbs financial credit union is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, lbs financial credit union conducts its business for the mutual benefit and general welfare of its members with the earning, savings, benefits, or services of the credit being distributed to its members as patrons.
Programs: Providing lending services to our member-owners at more attractive rates with lower fees. The lending products offered include: home loans, home equity loans, auto loans, motorcycle loans, visa credit cards, personal loans, boat loans, and rv loans.
providing deposit services for our member-owners with lower fees and attractive rates. The deposit services include: checking accounts, share savings, money market accounts, share certificates of deposit, iras, special occasion club accounts, and summer savings plans.
implemented remote deposit capture allowing members to send images of check deposits using their mobile devices. Also implemented mobile banking giving members more convenient access to their accounts, emv chip cards, new real estate 2nd td programs, auto pay program for members to self-manage consumer loan payments, and same day ach processing.