Centex Citizens Credit Union

Programs: Share accounts: centex citizens credit union's share accounts offer advantages to members of all ages. Member savings accounts pay dividends quarterly and offer access through our main office and branch location. Access is also available through the internet home banking, telephone, audio response and atm's. Centex citizens credit union has a youth savings program that encourages consistent savings habits. Centex citizens credit union has 9,415 members.

checking accounts: centex citizens credit union provides checking accounts for consumers with various features, most of which offer monthly paid dividends. Our members have access to their accounts through two locations, free debit cards, free atm cards and free internet online banking. We also offer a bill pay feature with unlimited transactions for free. 44% of members have checking accounts.

consumer loans: centex citizens credit union has provided consumer signature loans from the beginning. The consumer loan product line now includes efficient underwriting with flexible offerings for vehicles, recreational vehicles, water crafts, motorcycles, home furnishings, home lawn equipment and share and certificate backed loans. Both life and disability insurance is available on any of these loans.

centex citizens credit union provides home equity loans with a single distribution, a variable rate of interest reviewed on an annual basis with a monthly payment. Centex citizens credit union funds other real estate loans to purchase or refinance a home. Centex citizens credit union also funds a limited amount of business loans to local businesses in areas where our expertise allows us to understand their business operations and they use real estate or equipment as collateral.