During the last quarter of 2020 a single mother of 2 who I provide free budgeting, employment, and housing case management services to, contacted me in a very emotional state. Her dilemma/fear was that she would not be able to compile required documentation with a housing application that was required to be hand-delivered to a Habitat for Humanity site in the Portland area by a Saturday deadline. Her greatest concern was incurring an occurence at work for unplanned time off, that would result in a loss of good standing with her employer. After confering on how the reward far out weighed the work occurence, we began to problem solve. Only 1 need remained - that was hand delivering her completed packet to the non-profit on the deadline date. Positive communications and incitement for my client to start/complete their process were shared with me. They were so affirming. Appreciating this was not just a home purchase opportunity, but as well a solution to permanently and significantly reducing recurring monthly housing cost to align with the recommended 30 % maximum of monthly income designated for recurring rental/mortgate cost. The acquisition as well would be an asset that would build wealth that's transferable to her 2 heirs. Last, and maybe most importantly it would afford her flexibility to lose a shift premium to move to a work shift that permits more nuturing time with her children. It was an easy decision for me to instead take the sanction from an unplanned absence, and turn in the paperwork for her. A fairly quick, but unexpected UNAPPROVED decision was rendered. The reason cited is that there were other applicants who demonstrated "more need". It was informed "more need" included applicants who had an existing safety-net via their Section 8 Housing Voucher, and 2 parent families with only 1 adult working. HFH delivers invaluable services that first resonated with me during the mid-80's through President Jimmy Carter & Rosalynn Carter. But in the interest of more optimally and equitably serving populations you target, please disclose to prospective applicants if you're giving preferential treatment to certain groups. A tour of your newes development indicates that your are.
Best,
Over 1.8 million nonprofits and charities for donors, volunteers and funders
250 Pageviews Read Stories
- EIN 58-1735528
- (502) 637-6265
- 1620 Bank St Louisville KY 40203-1314 USA
- www.louisvillehabitat.org
- Add to Favorites
Promote This Nonprofit
More Nonprofits
Nonprofit Overview
Causes: Christianity, Homeless & Housing, Housing Development, Construction & Management, Religion
Mission: Providing housing solutions of homeownership, community development and home repair to qualified applicants using volunteer and homebuyer sweat equity.
Programs: Construction program - the construction program supervises new house builds, rehabbed home builds, and owner occupied repair projects. In 2016, 52 families were served by our efforts.
mortgage discounts - mortgages are discounted using an imputed interest rate that approximates the rate that an independent borrower and lender would have negotiated in a similar transaction. New mortgages equaling approximately 1. 46 million were written and entered into in 2016, and were discounted to represent the present value of these zero interest loans. Imputed interest of 7. 48% is used for mortgages in 2016.
restore program - the purpose is to generate a sustainable source of income for hfhml by diverting usable building materials, furniture, appliances, and landscaping from our landfill and selling those donated items to the public. In 2016, we estimate that over 5,200,000 pounds of materials were diverted from landfills.
family services - the objective of this program is to select and approve applicants for homeownership. Once approved, partner families are prepared financially, emotionally and socially for homeownership by this program. In 2016, 1,213 pre-applications and 481 full applications were screened with 16 approved applications. Over 42 workshops were held in order to meet this objective.