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- EIN 22-3120920
- (732) 409-6281
- 200 U S Highway 9 North Manalapan NJ 07726-3072 USA
- www.navicoresolutions.org
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Nonprofit Overview
Causes: Financial Counseling, Homeless & Housing, Housing Expense Reduction Support, Human Services
Mission: The primary focus of garden state consumer credit counseling, inc. ("navicore solutions"), a non-profit organization, is to strengthen the well-being of individuals and families through education, guidance, advocacy, and support. Our most significant activities include housing counseling, credit counseling, bankruptcy counseling, health and wellness counseling, and education and other outreach programs. Finally, for those individuals who qualify, the company maintains a debt management program.
Programs: Budget counseling & educationa complete budget analysis is prepared for consumers experiencing budget, credit or debt related concerns. One on one counseling assesses the consumer's monthly financial profile and facilitates guidance to resources. Our counseling model includes a thorough budget analysis and the development of an action plan supported by resources, recommendations and education material. During the period, we provided over 40,000 budget counseling sessions and distributed an average of over 8,800 pieces of education material per month, excluding material distributed as part of our community outreach work and via our website.
debt management programwe administer a debt management program (dmp) for those individuals who require assistance in managing their finances and unsecured debt. We design and implement a repayment plan, communicate with creditors, and receipt and disburse funds to creditors on behalf of dmp clients. During the period, we serviced an average of 56,317 accounts per month.
housing counselingour housing counseling services include pre-purchase, rental, default/foreclosure prevention and home equity conversion mortgage counseling. A certified housing counselor may also assist homeowners with negotiating a repayment plan, securing a loan modification or other possible solutions that will allow the homeowner to retain homeownership. During the period, we provided over 9,700 housing counseling sessions, along with resources and educational material.