Mission: Ccchi is dedicated to elevating the quality of life for individuals and families within the tri-state area of utah, nevada, and arizona by developing rural affordable housing opportunities and assessing and improving the affordable housing needs of each individual community.
Programs: Mutual self help program: a program utilizing a three-way partnership between the usda rural development agency who provides subsidized construction and permanent loans; ccchi provides technical construction assistance and training; and low-income families who provide 65% of the labor necessary to build their own home. Through this program, families work together building their own community. Participating families contribute substantial "sweat-equity" and have low monthly mortgage payments upon completion. Individuals learn construction skills and trades that provide them increased job marketability. This is a "hand-up, not hand-out" program. Participants work hard to build their new homes and in the process increase their personal wealth.
asset and property management: proper care and maintenance of a company's assets are important to its success. The proper management of affordable housing projects is a key to community support, government and public support being cultivated and maintained. Therefore, ccchi places great importance on having a strong asset and property management program, which includes: 1. Responsibility for management and compliance of all rental properties 2. Oversees the appearance and safety of all subdivisions or other real property in the portfolio 3. Cares for the physical assts and maintenance of offices, automobile fleet, equipment and durable goods
home ownership program: ccchi helps through credit counseling and repair, budgeting and developing a savings plan. Participants are able to improve their purchasing power through higher credit scores and larger down payments, which translate into lower interest rates. Pride of homeownership is acquired through feeling secure in purchasing a home which is comfortably within the homebuyers financial range and being able to provide for its maintenance and upkeep.
single-family development this program encompasses both new construction and rehabilitation of homes. Ccchi purchases foreclosed properties, rehabilitates and then sells them to low or moderate income home buyers. This process has been facilitated through the utah center for affordable housing, (ucah). Ucah received funding through the neighborhood stabilization plan (nsp) and in turn provides this capital to non-profit organizations in the form of low-interest loans for the purpose of purchase and rehabilitation of these foreclosed properties. The program is still young and just starting to gain traction. Multi-family development multi-family development is a key program in fulfilling the mission of ccchi. Affordable rental housing that is attractive and well maintained is vital in the housing continuum from homelessness to permanent housing. Ccchi believes that housing can be beautiful as well as affordable and seeks to make all our projects attractive, livable, safe and affordable.