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2016 Top-Rated Nonprofit

Zidisha Inc.

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Nonprofit Overview

Mission: Zidisha is a revolutionary nonprofit that lets ordinary web users make microloans to economically marginalized entrepreneurs around the world. The loans allow the individuals to start small businesses to provide higher income for their families, and once repaid the loan funds are returned to lenders who may in turn fund new individuals of their choice. What makes Zidisha unique is that there are no intermediaries. The borrowers themselves post their loan applications and communicate directly with lenders as their business investments grow. Linking entrepreneurs directly with the international peer-to-peer lending market gives them the chance to source business growth capital far more easily and affordably than was previously possible in many developing countries.

Programs: 15000 individual business ventures financed; over $3 million in loans raised; over 20,000 members, expanding our service to a total of nine countries

Community Stories

73 Stories from Volunteers, Donors & Supporters

addai1984

Volunteer

Rating: 5

I can boldly say zidisha is the number one Money lender in the world due to their Works

Previous Stories

Client Served

Rating: 5

Thank you lenders for supporting my project I will say big thank you all with your loan .things have really changed in my life so God bless you all for your support and I hope with your support I can achieve my goal hoping to get your support again

1 Wilfred N.

Volunteer

Rating: 5

This is one of the best nonprofit organization that has reached out to many needy people. Personally, it has helped me to support my business by providing me with interests free loans that I continually request and payback whenever I have a need. From this organization, my kids are able to go to school through the support I ve got by uplifting my business, not me alone but to thousands of people across the world. Zidisha is God sent and whoever is able to donate to this organization is doing a noble Task. I am personally a volunteer mentor to around 50 members and they are all grateful of this great organization. Long live zidisha!

1

Client Served

Rating: 5

It have been great encounter with Zidisha micro-finance which is more than a family and a parent to me.Its through zidisha I bought a fridge,bought sewing machines ,started an mpesa plus now I have started a retail shop .To me I thank God for the brilliant minds that came up with Zidisha which is a community support.Julia Kurnia may the Lord God bless you and your family and the entire zidisha team for your great work.To our lenders may God bless you and increase your territories.You are great support in our lives.Long live zidisha.

1 Baya M.

Client Served

Rating: 5

ZIDISHA
That is where the rags to riches true stories come from.
I was very frustrated with life one year ago.
Did not know whete the next meal would come from.
Then I was invited to Zidisha and now my family is assured of every next meal.
When I see their smiles,I always pray for the Zidisha lenders,
May GOD bless them and reward them abundantly.

1 jimjim23

Volunteer

Rating: 5

For along time i did not have a source of capital to expand my business since i had no ability to get a loan from a bank cosidering the security required by banking instituitions for one to obtain a loan.
Even if i was qualified for a bank loan it would be so difficult for me to pay the loan due to high interest rates and short payment durations set by banks.
Zidisha offers me a zero interest loan which i repay at my own pace and adjustable installments of my choice. It has really helped me grow, infact i have so much hope in life out of Zidisha.

1

Client Served

Rating: 5

I had some difficulties financially wise.my business was really strungling but when I came to know about zidisha.it was like God had just answered my prayer.everything changed for the better and my family standard too changed.thank you so much Zidisha and may God guild and bless our generous lenders always .remember blessed is the hand that give out than the one which receive it

Volunteer

Rating: 5

Thanks to Zidisha family at large, it came in at my rescue when I was frustrated in my horticulture business due to lack of funds. The help I received time and again has greatly improved my life, the life of my family and the neighbours as well. That's why I choose to volunteer and help reach out to help other benefit from Zidisha. May God bless the entire community and the founder. I will remain committed to see the vision fulfilled.

1

Client Served

Rating: 5

Am Paul Mutie from Nairobi, Kenya. It is now three years and counting since i joined Zidisha Inc. and all i can say is, it is amongest the best decision i have ever made in my life. Here in my country qualifing for credit is almost imposible and especially for youths since we do not own properties which can qualify as security for one to get a loan. Thanks to Zidisha they came with simple and effective process that enabled youths and low class income earners aquire credit at almost zero interest rates. Since their intervation to the Kenyan market they have touched and change many lives and the most amazing thing is that they have made the local financial instutions realise that young people can be trusted with finances even without security. Thanks Zidisha team and all the lenders for the good work you are doing and may the almighty God continue showering you with more blessings!

1

Volunteer

Rating: 5

Zidisha inc have helped me in financing my poultry business. My experience with zidisha has been an eye opener since i never knew how to raise enough capital to boost my business but when i learned about them, i was able to get finances for my business. Currently i am running on of the successful poultry business courtesy of zidisha.

Client Served

Rating: 5

I am a graduate who refused to take up employment for the sake of my fellow youths who are struggling to put food on the table because of lack of employment. I decided to struggle with them and God willing, create employment for most of them. However, i did not have adequate capital. Zidisha has been helping me through its lenders to achive my dream of one day, creating employment for our youths, I love Zidisha for this! hail Zidisha!

Client Served

Rating: 5

Zidisha funding has contributed immensely to my business and hence my family. Had it not been the support of Zidisha, my business would have collapsed!
Repayments are very flexible and accessing loan is without bureaucracies and hustle. Thanks to all our lenders.

Client Served

Rating: 5

Zidisha has lifted me from nothing to where i am through their accessible loan.

Volunteer

Rating: 5

With zidisha I have been able to expand my farming business. I have also bought a land which will be use to construct house for my children. With zidisha my wife business has also expand. Thanks to zidisha

Volunteer

Rating: 5

Am speechless. The cooperation, the networking, the organization, the respect, the speed, the terms, the conditions, the lenders, the beneficiaries, the volunteer mentors, the loans.... and many more are outstanding to say the least. Spread this wonder of the world to every one in need. Be blessed.

Volunteer

Rating: 5

Im a business-minded young man very hardworking, honest and a graduate from the university of ghana. Im from a small village in Asunafo South district in ghana called Kukuom. I am the seventh born of my parents out of ten siblings. All my siblings leave together in one compound house with me and our parents. Though i enjoy most outdoor games, i cannot play due to my physically challanged condition. I run a stationary shop in my village which I use the profit in feeding poor and needy children in the community, my family as well as the sick to provide healthcare. I want to expand my business so that my income will raise. This will enable me in continuing helping the poor and needy in my community. I need the help of good people like you. Lending a helping hand to me in a form of loan simply means you are helping a large family, the less privilege.

I was able to raised the initial capital from minor jobs I did while I was in school. I have been in business for the past two years up till now.I had a massive growth of my business when Zidisha lend me a helping hand loan for the first time to purchase a Lesser HP Printer and furnitures respectively which I paid up successfully. Many client from far distances now visits my shop for printing. Thanks a lot Zidisha for coming into the lives of peoples like me who almost lost hope for a better tomorrow. It is my hope that Zidisha should stay forever. Dear all, please help Zidisha by lending a little you can to support the organization.

Thehighpriest A.

Client Served

Rating: 5

at first when i heard about zidisha i taught it was some kind of internet game or internet fraud so i didnt like to participate,but later through testimonies from friends and neighbours i realized it was a real thing, so i took my time to read more about zidisha and came to think seriously about it and i believed in it, since last year that i joined zidisha i am able to boost my work,my living and also have introduced many people into it who are also benefiting nicely.So i hav e took it upon myself spreading it to the needy ones and the poor ones to join and anyone who joins is also talking about it.

Client Served

Rating: 5

zidisha has been of great help to me in my business. My business has greatly grown i have seen great change, i have met deadlines of delivery of orders i had for stationary and books to schools which give me orders, i have added stock to my business, i have also been able to buy a piece of land with Zidisha loan.

Client Served

Rating: 5

I am Sarfo Frimpong Kwasi. I joined Zidisha about two years ago. I was given a loan with a very low interest and flexible mode of payments. The loan s I received from Zidisha has helped me expand my cashew farm from two hectares to five. I have invited about ten people who have also been blessed through Zidisha. I am currently sponsoring the education of three children including a hearing impaired girl.

Volunteer

Rating: 5

My name is Augustine Kwame Ansah. I live in Sunyani in the Brong Ahafo Region of Ghana. I love Zidisha so much, because, Zidisha helped me with my fitness centre in the Sunyani. It also helped me taking care of my family. Thank you.

1

Volunteer

Rating: 5

Please, I am currently a member at Zidisha. Truly, Zidisha really helped me with my school of (CATFEC) project since the beginning of last year 2015. In the beginning, I got a free land from the elders of Nkosookrom in the Sunyani Municipality to establish a new school. I started with a wooden structure, and later on heard Zidisha from a good friend of mine. So I also became a member, and the last loan I received from Zidisha is $2,624. The loan I usually receive from Zidisha helped and bought a trips of a sand, chippings and a lot of cement. Gradually, my school is becoming a block room through Zidisha support. As I am speaking now, the project is well ongoing. I have attached some photos of my school project. Thank you.

Stephen Yeboah
Ghana