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2020 Top-Rated Nonprofit

Virginia Housing and Community Development Corporation

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Nonprofit Overview

Causes: Economic Development, Education, Homeless & Housing, Housing Rehabilitation, Microfinance, Scholarships, Scholarships & Student Financial Aid, Small Business Development, Urban & Community Economic Development

Mission: VHCDC is focused on initiatives that advance the success and growth of disadvantaged micro and small business enterprises, stimulate job creation, and rebuild and revitalize distressed communities.

Results: 339 First-Time Home Buyers Trained Since November, 2014 35 First-Time Home Buyer Purchases Since November, 2015 200 Minority Business Enterprise Owners Trained $8 million Small Business Loans Since August, 2005 5 Investment Clubs Created Since June, 2013

Target demographics: first-time home buyers, minority business owners; and, novice investors

Direct beneficiaries per year: 91 first-time home buyers, 78 individuals/households, 30 novice investors

Geographic areas served: Virginia

Programs: First-Time Home Buyers College; Investment Clubs; Housing Development; Small Business Advisory Services; and, Housing and Rental Counseling.

Community Stories

37 Stories from Volunteers, Donors & Supporters

Client Served

Rating: 5

I have really enjoyed the home-ownership program taught by Mr. Taylor. I could see that he really loves educating people about home- ownership. He has shared so much knowledge about the process and things to look for. This class has given me a new found hope to becoming a home owner. Thank you so much!

General Member of the Public

Rating: 5

I stumbled upon this opportunity to learn while scrolling on Facebook. My friend clicked that she was interested so I read the description of the class and decided I, too, was interested. Let me say I got way more than I bargained for. The information that is being shared is invaluable and I'm so glad this organization offered the help.

1 Juanita P.1

General Member of the Public

Rating: 3

I love that it is nonprofit and is purpose is to help the public educate themselves. I do like the open opportunity to help people improve their housing situations and provide them with key information. However I did notice a few dislikes. I didn’t like how upon registering for an online slot , the requirements or necessary downloads and documents weren’t told right then. They were told a day or so before the scheduled class. Also, the magnitude of what was needed was also deterring. Many people don’t have access to download all the needs apps and programs. It is also difficult and timely to obtain all their credit reports. Additionally, three hours is pretty long for a video visit and it’s during dinner and wind down times. Many people have young children in the home. All in all , i was discouraged from the program because i was overwhelmed with all the preparation it would need. I hope i can join you all in person for classes in the future

1 Latasha D.1

Client Served

Rating: 5

Highly informative content with practical tips and tools to achieve home ownership with hands-on and engaging activities for participants.

General Member of the Public

Rating: 5

Loved the First Time Home Buyer College class! It was very informative and insightful. Very excited to take advantage of many of the FREE services.

1

Client Served

Rating: 5

I am half way through the course and it has been very resourceful and helpful! Mr. Taylor is very professional, understanding, knowledgeable, and helpful! The information is detailed and easy to understand.

1

Client Served

Rating: 5

I enjoyed the First time home buyers class. Mr. Taylor did a great job discuss the home buying process. I learned alot.
Thanks so much
Dr. Ricks

1 Sadie T.

Client Served

Rating: 5

This nonprofit is a great tool to help give the community information that they never knew was out there to receive!!!

1

Client Served

Rating: 5

I would like to take this time to say that Mr. Taylor is a life saver when it comes to this!!! I needed an intervention & Mr. Taylor assisted me with kindness & gentleness while providing superior professionalism. I am still in line for his leadership & expertise. I was afraid to step out but I surely am glad I did & I think you should too.

1 mlbsolutions

Board Member

Rating: 5

I have been a board member and have been thoroughly impressed with the demonstrated passion of the board members as they educate and empower the local community. The willingness to contribute personal funds in support of VHCDC’s mission is a great indication of how seriously they take the mission. Seeing minorities attend classes on home ownership and economic empowerment and then seeing the culmination of their dreams of home ownership brings great satisfaction.

Previous Stories
1

Board Member

Rating: 5

The level of foresight that went into the development of this organization is astounding. This is evidenced by the type and quality of the courses offered to the communities it serves. Individuals and small businesses obtain not only knowledge to become self- sufficient and experience growth, but also the guidance and support they need all along the way. I’m glad to be a part of this organization!

1

Board Member

Rating: 5

This has been one of the experiences I’ve had that truly connects with the people. The passion to help and the willingness to bring everyone together for a common goal.

Even with limited resources VHDCD finds a way to make the impossible possible. Now as they get through all the drawbacks that are facing America there is still forward progress to ensure the mission is met.

1 Linda D.13

Professional with expertise in this field

Rating: 5

VHCDC is a non-profit organization serving the Hampton Roads area. They are pioneers for economic equality and have developed products and services that advance opportunities for disadvantaged and disenfranchised residents across the region. Whether it is business development training, philanthropy financing or affordable homeownership options, most VHCDC products and services are custom designed and free of charge. They have earned the reputation of excellence in public service and deserve your support at every level.

1

Client Served

Rating: 5

It's difficult to sum up in words how beneficial VHCDC has been in my home buying process. More specifically, Mr. James Taylor has practically held my hand throughout all of my doubts and fears of being a first-time home buyer. I attended the home buying course for two consecutive years before actually deciding to make my purchase. I am currently in the final stages and I can truly say Mr. Taylor reassured me in ways no one else could. He went above and beyond to provide trusted resources, give advice and provide the encouragement I needed to keep pressing forward.

I have referred several friends to VHCDC and I personally plan to use the resources/services in other capacities, if applicable. Being the first in my family to purchase a home since my aunt in 2001, I know for a fact that I would not have had the confidence to do this on my own. Coupled with my faith and fortitude, VHCDC has been the stepping stone I needed to reach such a milestone in my life. As my Pastor stated when I told her the awesome news, "God has brought me a mighty long way!"

Thank you all from the bottom of my heart and please continue doing exactly what you're doing! It's very necessary to the vitality of our community!

C. Pervall

1

Client Served

Rating: 5

This organization has provided invaluable advice and training for how to purchase a home and workshops on financial wellness. The organization constantly offers resources for small businesses and for personal growth.

1

General Member of the Public

Rating: 5

James Taylor has always been very community oriented. He has helped promote our brand and has been a willing advocate for our students and parents. He shares his knowledge with those he encounters and seems to want the best for everyone around him. VHCDC provides vital information for our community that will help get more of us to home ownership even if we don't think we can get to that point.

1

Client Served

Rating: 5

So about 2.5-3 years ago I was needing to take a first time home buyers class to qualify for the program I was going through to purchase my home.
This was my second time attending one of these in my life time BUT it was SO MUCH MORE!!!! Not only did I learn about things such as a home inspection, but I also learned about making an offer, different types of loan programs, and got a better idea about how long the actual process takes. I learned about being pre-qualified, securing a real estate agent and even learned a LOT about how my credit score can affect this entire process. Lastly, I learnd about points at closing, earnest money, having a down payment, and what exactly an escrow account was. This particular class was so inclusive and chock full of useful information that even though I had bought a house over 10 years ago, half way across the country I actually LEARNED NEW , USEFUL information!!!! I found myself taking notes and referring back to them later during my particular home buying process. I also thought it was beyond helpful that there was a real-estate agent/broker who spoke to us about that section of the class and a mortgage specialist! It was so beyond what I expected! We. As participants were encouraged to ask questions and share related experiences. I'd definitely recommend this class to anyone who is about to start the home buying process. O am n so grateful to of been able to attend this class, especially for free!!!!!! It took me almost a year to find the perfect house and close on it but I knew from taking this class that it was OK as this process takes a while and sometimes you hit a snag and things have to be worked out before moving onto the next step of the process. Best Saturday I ever gave up.
Jenn McDonald

1

Board Member

Rating: 5

VHCDC strives to address the needs of the rental population by providing Homebuyer courses via a Homebuyer College course that provides vital information needed when purchasing a home. Do yourself a favor and sign up for the next class. www.vhcdc.org. It's Free!

Previous Stories
1

Board Member

Rating: 5

VHCDC is a non-profit organization dedicated to improving housing conditions in the Tidewater area by providing exceptional housing to low to moderate income families, financial resources to beginning and established businesses and assisting businesses with their accounts receivables. This organization also provides homeownership courses monthly and will assist potential homeowners with credit building resources and assistance.

Training is free and open to first time and second time homeowners. You can't go wrong with supporting this organization!

1

Client Served

Rating: 5

I never heard of this program until I received an email about their class. I took a chance and joined. The staff were very informative, helpful, knowledgeable, and just down to earth. The information that you receive from their class is overwhelming and useful. There is an abundance of resources that they are qualified and certified to assist ANYONE in any situation! With this program, there is NO REASON that you cannot obtain any form of housing. I am grateful for the opportunity to work with this non-profit in particular. I hope that fear does not hold anyone back from believing in their dreams and taking the necessary steps to achieving them. I took my steps and now I am on my way to homeownership! Thank you to all the staff that assisted me in making sound decisions on my journey. It's not over until I get my keys in hand!

1

Board Member

Rating: 5

Many of us desire or at least say that we want to do community work, revitalize our neighborhoods and help strengthen the financial wealth and well-being of others, but this is what VHCDC does regularly. If you're looking for a great nonprofit organization to get behind and support, this is the one! VHCDC is making a difference in many lives - from 1st-time home buyers to investors and small business owners.

1

Client Served

Rating: 5

The VHCDC has been a life line for deveoping relationships that allow for continuing education for building strong communities. Not only do they provide homeowner classes, entrepreneur and business classes but they have developed statigic relationships with key alliances that assist individules in acccomplish these pursuits. VHCDC continually seeks opportunities to serve the greater Tidewater area. Being involved with VHCDC has been a win-win for our family!

Advisor

Rating: 5

VHCDC is a quality resource for the community it serves. It provides the knowledge and assistance to help those who care to make their home and community a better place to live.
It covers all aspects of obtaining and maintaining a home.

1 Joel A.2

Client Served

Rating: 5

VHCDC is an awesome organization. I participate in the Investment Club, and find the leadership and the program to be an excellent experience and service. James Taylor is very knowledgeable and an excellent leader and teacher.

1

General Member of the Public

Rating: 5

I attended Part I of the Business Startup class on 9/27/14 and it was very informative and fun. It enlightened me on the importance of good accounting practices, which is key information for someone anticipating retirement in the not so distant future and seeking insight into potential entrepreneurship. The interaction between presenter and attendees was stimulating as well. Thanks for an overall great learning experience! ...and did I mention it was free?

Review from Guidestar

1 Saundra P.

General Member of the Public

Rating: 5

I attended Part I of your Business Start-Ups Class and was very pleased. The presenter was very knowledgeable and informative. She presented real time examples and practical information. Can't wait to attend Part II of this series. Did not know there was this kind of information out there for free. Please keep up the fantastic work.

Review from Guidestar

1

Client Served

Rating: 5

I came upon VHCDC through internet. I was looking for a loan from reliable source. With credit score being so low, no one was willing to spend time with me. I saw the description of VHCDC and called
the office. I was told some one will be in touch with me. I did not expect much hope, considered it
another brush off. To my surprise, I receive a phone call from Ms. Dashera Walton at VHCDC the same day. She introduce herself and spoke with me at great length. She sent a form to me by email,
asked me to fill and send back to her as soon as possible. She said she would try her best to find loan for me. In the mean time. she and Mr. James Taylor, Director, continued staying in touch, provided me advice and guidance regarding ways to improve my credit scores and free leads to follow to obtain work. I sincerely appreciate the assistance they have provided and consider VHCDC a very helpful organization.

Review from Guidestar

1 Fatima W.

Client Served

Rating: 5

Ms. Taylor has equipped our newly established investment group "Distinguished Investment Group" with the knowledge to be successful investors. Very impressed by his knowledge and to pass it forward so we can all benefit from it. Keep up the great work!

Fatima Williams

1

Client Served

Rating: 5

We've had our first meeting with Mr. James Taylor and I can say I am extremely Impressed. I cannot thank him enough and VHCDC for this learning experience. It's truly a Blessing!!
Words cannot express the amount of appreciation I have.
Thanks again.

1 Tosha S.

Client Served

Rating: 5

In 2013 I had the privilege of attending MBE Venture Weekend facilitated by James Taylor. The program was well worth the investment, which gave you a full business strategic plan to move your business forward into overdrive. I would love to attend more workshops like this.

Review from Guidestar

1 Theresa39

Client Served

Rating: 5

VHCDC serves our partnership in the capacity of a mentor/incubator for Central Virginia Small Business Investment Partnership (CVSBIP). Mr. Taylor (VHCDC) has guided/ and assisted our Partnership from the very beginning and he continues to be available to assist CVSBIP partners when needed. He has provided us with all the tools needed to become a successful "Investment Club". Before meeting Mr. Taylor , I thought I was a somewhat savvy investor; however, after the many visits to our meetings, I learned that I was a rookie investor. I have learned so much under the tutelage of Mr. Taylor!

We were provided, by VHCDC, training to gain an understanding of how to purchase stock, learning the terminology used in the stock market & investing, assistance in composing our partnership agreement and developing CVSBIP's Operating Procedures; and he ensured that CVSBIP's paperwork was correct before submitting it to the SCC, it was accepted without the need for corrections nor a request for additional documents. This nonprofit assistance was/is phenomenal!

Review from Guidestar

1

Client Served

Rating: 3

Sorry VHCDC for taking so long to respond, these past 2 weeks were entirely busy. I appreciate you giving me this opportunity to write this review and hopefully, the feedback will help assist you in improving this wonderful and educational program.

I lived in Central Virginia and had been a client of this program for the past year and a half. I am part of Central Virginia Small Business Investment Partnership and on their leadership team. Mr. James Taylor is/was our mentor and training coordinator. We received the required training, follow-up, and support from Mr. Taylor. We have had many meetings and check and balances to this program, and its learning phrases, however, there are a few areas of concerns that I hope would be addressed during this review.

1. Training... even though, the training we received was right on track and we understood, what was needed, talking to some of our members/partners, the area that was really needed, did not occur in this training, online training and demonstration. This was the area needed to understand, researched, and get most of our information. I feel that a couple of classes in this area would had help those individuals who may had been new or limited to investment with online information gathering.

2. Couples, i. e. husband/wife team. It is my understanding, if a couple get involved with the program, it is on an individual basics. They must contribute separate individual funding to be part of this investment. Example, to become a partner, each of them must paid fees and contribution each month to the investment club, therefore, if the contribution and/or fees are $50.00 per partner, this is a $100.00 per month from this family budget. Anyway, can we looked at this issue and maybe, we can change or reduce this funding issue? Or come up with some idea of family reduction contribution to this requirement???

3. There is/was a misunderstanding of prospective members/ partners attending regular meetings, who had not attend VHCDC presentations. To me,this is key to the success to membership because it covers what this program is and what is its objective(s). If potential members/partners, who had no exposure to the presentation and/or knowledge to the program, it is a disadvantage to them and to the investment clubs and our teaching and learning points at the meetings which may not covered those areas needed that the presentation does covered. It is my suggestion, any potential member/partner will be required to attend your VHCDC presentation prior to attending investment clubs meetings.

4. It appears that there is a disconnect on invitations. We should re-evaluate this part of the program. There had been so many no shows.

5. Could we also re-evaluate meeting at public meeting locations, there is no privacy.

6. I know that the program is designed for long- term opportunity and benefits, however, I was wondering we could designed a short-term program? From my observation, many potential members are looking for faster results in their investment opportunities. Could we have both?

Again, I appreciate the opportunity given to share my thoughts and/or suggestions. I hope that the above feedback and recommendations will help improve this program and move it forward.

Regards

Thomas House Jr.

Review from Guidestar

1

Client Served

Rating: 3

Good morning,

My name is Bonita Kenney and my housing information has just been completed, and it was a long and painful process. I have just recently applied at the Warwick SRO downtown Newport News and now waiting for acceptance. I hope that I will be given an opportunity to have a place I can call my own.

I am seeking employment, although I work under the table cleaning, and cooking for a private source I will be able to pay my rent. I understand the whole process of who comes first as far as housing setting priorities, however the state needs to change there are many single women without any help today. Especially those who seek greatness, not trying to fraud people to get what they want, but what they need to have a better life; such as my self.

Today I am grateful that everything seems to finally fall into place. Thank you,

Bonita Kenney

Review from Guidestar

1

Professional with expertise in this field

Rating: 5

I have been privy to several VHCDC initiatives and can say from experience, their clients are well cared for, well-informed, and treated in an professional manner regardless of the client's situation. VHCDC has set a standard for itself to conduct business ethically and maintain the level of professionalism one would expect from a company handling confidential information.

Review from Guidestar

Donor

Rating: 4

VHCDC is a valuable resource & advocate for business and economic development in under- served and under- utilized communities. Also, VHCDC conducts workshops & conferences that exposes small and emerging business to cutting edge practices and strategies!

DERRICK ALFORD, CEO
FISCAL FITNESS TAX & FINANCIAL SERVICES, INC.
RICHMOND, VA.

Review from Guidestar

1

Professional with expertise in this field

Rating: 5

We are most grateful to the staff at the Virginia Housing And Community Development Corporation and their guidance over the years. In the areas of business & finance development they are a great help. They have done a great expanding.

DLT

Review from Guidestar

1

Professional with expertise in this field

Rating: 5

I became familiar with VHCDC in 2004 as a double-minority owner of a distribution company. Though my company was located in the Northern portion of North Carolina ( near the Virginia line) I received an invitation from VHCDC to attend a conference for small businesses and to participate in a "Business Plan" writing contest where the top prize was an investment from an angel investment company.

I did not participate in the contest and initially had reservations about attending, however, after receiving the agenda, and the list of workshop presenters, I knew that I had to make an effort to go and to take my sales consultants with me. I have never regretted that decision.

It was not only jam packed with useful information and advice, it afforded me the opportunity to network with small business owners from so many different places and we all altruistically shared connections, contacts, ideas, suggestions and advice. James Taylor, Executive Director, not only demonstrated great leadership skills he also showed us how to plan, coordinate and execute an effective conference with meaningful information from experts in federal government, state government, private sector as well as funding opportunities for our endeavors.

Although I moved to central N.C. to become caregiver for my mom who passed away in 2012, James has maintained contact with me and now that I can once again focus on business, I certainly plan to revive this professional connection that has continued to develop, expand and reach out to entrepreneurs in neighboring states. Thank you James Taylor for helping me to connect with partners who were significant in helping me to realize a higher level of success in distribution.

Review from Guidestar