Pacific Service Credit Union

Programs: Pacific service credit union (pscu) was founded in 1936 to serve employees of pg&e in the san francisco bay area. Over seventy-five years later, pscu now serves more than 57,000 members who live, work, worship or attend school in alameda, contra costa, fresno, marin, napa, placer, sacramento, san francisco, san mateo, santa clara, solano and sonoma counties. Members can transact in any of our six branches, at any of over 6,500 shared branch locations available through co-op shared branch network, using atms, online via our internet home banking or mobile sites, using point of sale with their visa debit or credit card or by calling our telephone service center or toll-free automated telephone banking system.

pscu offers a variety of deposit products including savings, checking, money market, certificate, ira, coverdell education savings and youth accounts. Pscu checking product options can earn interest, are free from monthly service charges, allow the member to obtain rate discounts on auto loans or help a young member open their first checking account. Pscu's deposit rates are competitive with the market and are typically higher than banks. Total member share balance at december 31, 2014 was $928,355,931.

pscu offers a variety of competitively priced mortgage loan options available for a primary residence or second home. Pscu home equity loan options range from 5 to 15 years, and members may also obtain home equity lines of credit. Pscu offers vehicle loans for new and used cars, new and used boats, as well as new and used rvs. Visa credit card loans include a no annual fee option as well as a card earning rewards points. Pscu offers other consumer loans for members such as personal signature loans, as well as share- and certificate-secured loans. For our members just starting to build their credit, pscu also offers a starter visa and a first-time auto loan program. Total member loan balance at december 31, 2014 was $413,479,898.