Programs: The operation hope inside empowerment centers is a working one stop model location for empowerment. The hope inside offices provide personalized service and focused attention for the purpose of improving consumer credit scores above the 700 level and creating community stakeholders. By converting renters into home-owners and dreamers into viable business owners, increasing net worth and improving the economic quality of life for individuals and families in emerging markets, hope works towards its overall mission of eradicating poverty. The hope inside offices are able to accomplish these objectives by providing innovative empowerment services that consist of adult financial literacy workshops, money management, budgeting counseling, mortgage and business lending counseling, investment and retirement planning counseling, home buyer down payment assistance matching grants, small business technical assistance, and post funding counseling. Operation hope currently has 126 hope inside locations with an additional 19 locations in progress for 2018. Programs offered: -financial literacy workshops-entrepreneurial training-foreclosure prevention counseling-money management counseling-homeownership counseling-small business counseling-credit counseling
the banking on our future program elevates the dignity, hope and economic self-sufficiency of youth in low-wealth and underserved communities through financial literacy and empowerment. The program is a global delivery system for financial education for youth ages 9-18 provided at no cost to school districts and community based organizations with a focus on under-served communities. It consists of five modules: i. A course in dignity, ii. Basics of budgeting, iii. Get smart about banking, iv. The fundamentals of credit and v. Introduction to saving and investing that are taught by volunteer hope corps members who are trained to break down their knowledge of banking and credit into terms that youth can understand and utilize immediately. In addition to financial education, the students are left with a message of empowerment, a message of responsibility, and most important, a message of hope. The banking on our future program currently operates in 304 u. S. Cities and 7 providences in south africa. Banking on our future is the recipient of the 11th john sherman award for financial education given by the united stated treasury department in the history of the united states. Hope business in a box academies (hbiaba), powered by the gallup-hope index, is a national initiative carried out by operation hope to harness the economic energy of youth and bring positive business role models into underserved communities. The goal of the initiative is to reconnect the power of education to the power of aspiration, spurring local job creation, spiking local gdp growth, and therein insuring the future prosperity of our students and our nation. Hope corps volunteers and business role models from the local business community, colleges and universities deliver the hbiaba program in low-to-moderate income community middle and high school classrooms across the united states. Hbiaba is implemented in seven vital phases. Phase i: gallup-hope indexthe gallup-hope index assesses youth level of hope, well-being, engagement, financial literacy and economic energy, through a 100-year partnership with gallup. Phase ii: banking on our future (boof) financial dignity programstudents are educated and empowered through five learning modules taught by hope corps volunteers from the business community: a course in dignity, basics of budgeting, get smart about banking, fundamentals of credit, and introduction to saving and investing. Phase iii: hope business in a box academy (hbiaba) entrepreneurship programstudents participate in four modules: basics of business, developing your business idea, developing a financial plan for your business, communication and public speaking skillsphase iv: classroom and school-wide pitch eventsstudents participate in a classroom event where they pitch their business idea to their teachers, fellow classmates, and community business members that serve as judges. The winners of the classroom pitch events then participate in a school-wide pitch event against other classroom winners. Phase v: business role model empowerment programschool-wide pitch winners are connected to business role models in their community for 10 one-on-one hours of business development and coaching. Phase vi: presentation of business plans for business start-up grantstudents present their business plan to operation hope staff to qualify for a business start-up grant for up to $500. As part of operation hopes national initiative, project 5117, operation hope will educate 5,000,000 million youth by 2020 and engage 1,000,000 youth in the hope business in a box academies intervention.
hca is hopes emergency response and disaster financial preparedness division. Hca is a part of a strong network of first responders to disasters in the united states that address the immediate financial needs of disaster victims. Hca mobilizes in times of disasters like hurricane katrina and super-storm sandy in helping individuals and small businesses prepare for disasters and to recover after disasters. Through our database of professional hope corp volunteers, and full time staff hca is able to provide emergency disaster case management to survivors facing financial crisis by counseling on money and credit. The disaster preparation and recovery division hope coalition america(hca) assist individuals and families prepare for emergencies anddisasters by conducting family preparedness seminars and providesdisaster recovery information and guidance to individuals, smallbusinesses and communities after disasters. Three principle signatureproducts the disaster financial recovery score(dfr score), thepersonal disaster preparedness guide and the emergency financial firstaid kit allows hca to provide vital services through relationshipswith fema, the american red cross, volunteer organizations active indisasters, the economic development administration and corporatefunders. Through these and other relationships hope coalition americahas responded to fifty-six large disaster a and over 100 smalldisasters and emergencies.
