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2020 Top-Rated Nonprofit

Justine Petersen

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Nonprofit Overview

Causes: Economic Development, Home Improvement & Repairs, Homeless & Housing, Housing Development, Construction & Management, Real Estate Associations, Urban & Community Economic Development

Mission: To connect institutional resources to the needs of low- and moderate-income families in order to build assets and create enduring change

Results: Since 1997, staff has counseled over 25,000 families on credit building strategies, assisted 4,300 to purchase homes, and originated $13 Million in micro-enterprise and consumer finance products.

Target demographics: Justine PETERSEN assists people that currently do not have access to safe and affordable financial services.

Direct beneficiaries per year: We counsel approximately 1,200 annually on credit building strategies and originated 1,382 micro-loans.

Programs: Credit Building and Financial Education; Homeownership Services and Micro-enterprise Training and Lending

Community Stories

222 Stories from Volunteers, Donors & Supporters

Client Served

Rating: 5

This morning I had a wonderful experience with Justine Petersen today the loan officer was kind and walked me through the process with ease, such a wonderful organization!

Todd

Client Served

Rating: 5

To whom it may concern,

My experience with Holy Grounds came at a time in my life that I really needed help, dealing with Nikki was a great experience. She was professional, very polite, and took her time helping me with paperwork and everything that I needed to get the loan. I’m just about done with the loan and now I’m trying to see if I could get another personal loan for transportation. I thank God for all that was involved.

MJ

Client Served

Rating: 5

We were referred to Justine Petersen by Joe at Mojo’s Transport to acquire our business loan. With the help of Justine Petersen we were able to obtain our goal of owning our own business. Everyone has been very helpful through the whole process and always stemmed us in the right way.

Client Served

Rating: 5

We, Mr. James and Leola Boatright, would like to take this time to thank each and every one of the ladies who took out of their busy schedules to assist us, and provide a road to the success of our Bar B.Q. business venture. Aida, Katie, Nicole, Dorothy, Chonda, you ladies are awesome  We will forever remember your suggestions and kindness and instruction.

Client Served

Rating: 5

Thank you Justine Petersen for supporting our vision at Revive Outreach and Revive Janitorial. We have been able to expand our business with your help. The process is very easy with the help of Shawna Collier.

Client Served

Rating: 5

To whom it may concern,
I’ve had a wonderful experience working with Nikki and the team at Justine Petersen. They’ve made my getting my finances back in order, easy, knowledgeable of given me great hope for an awesome future.
This is perfect for anyone that needs helps getting back on their feet no matter what your age is.
God Bless.
Robin Scott

Client Served

Rating: 5

Starting and owning a small business can be scary – Having JP in your corner definitely helps!
The knowledge they bring to the table helps to not only stay on track but can take your business to the next level.
Together we all succeed. Everyone at JP treats my business like it’s theirs!

JP & Small Business Owners make a great team!

Brenda Whitaker

Client Served

Rating: 5

A few months ago, I did not even know that JP existed. I have launched a new business and I need working capital to help it grow. I pursued loans from traditional financial institutions, but for any number of reasons I was denied funding!
JP has been a godsend!! Everyone that I have met has been incredibly knowledgeable, friendly, and vested in helping me succeed!!
I only hope that someday in the future that I can return the favor and help JP the way that they have helped me!!

Client Served

Rating: 5

I Pastor Paul D. King want to express my gratitude to JP for getting it done!!! Aida, you were great like always. As well as Chonda. And I can’t leave out Ramona Scott for always making me feel very welcome everytime I walk through the door.
Thank you so much!!!

Client Served

Rating: 5

Hi, my name is Wilma P.J
I heard about Justine Petersen through my bank, Bank of America. I was searching for a loan for my business. The Service Rep with Bank of America told me about a website to go to and I may find what I’m looking for.
I saw Justine PETERSEN and what it had to offer. I called and made an appointment. I meet Shawna Collier Business Manager. She was very knowledgeable and guided me through their process. I spoke with Nikki Wilson on closing day and she was very helpful and knowledgeable about the signing process. This has been a fantastic experience.
Thank you Justine Petersen.

1

Client Served

Rating: 5

I THANK GOD FOR JUSTINE PETERSEN!!!!! I am so grateful for the blessing and opportunity to grow my business & improve my life with my micro loan!!!!!!!! I'm forever grateful and will show through community service and being a blessing to someone else like Justine Peterson was for me!!

1

Client Served

Rating: 5

Justine Petersen is here to assist with not only financial services but also mentoring for small business. With the many programs that are available from credit education to home buying to small business education I would truly recommend Justine Petersen! When no other financial institution will help you birth your vision... Justine Peterson! Make this your 1st stop!

Client Served

Rating: 5

The services I received were timely, professional, and overall excellent!

Client Served

Rating: 5

This has been one of the most uplifting experience I have encountered in my adult life. I really never knew that there were programs in the inner city that helped small business owners like myself. Mrs. Nikki and staff were so professional . I will really recommend this company to each and all, that want and need these services. Thanks again and keep doing what you guys are doing for the people.

Client Served

Rating: 5

Thank you JP for helping me get inventory for the holiday season. I'm so grateful for Nikki helping me get in and out!

General Member of the Public

Rating: 5

The staff was amazing and really believed in my dream

Client Served

Rating: 5

I'd like to thank the staff at Justine Petersen. My experience is always quick and efficient. The staff is very knowledgable and egar to help providing a plethora of services for small business owners you name it they can help!

Client Served

Rating: 5

We Came to Justine Peterson to expand our business goals. We are new to business ownership and needed to understand how to go about purchasing new equipment to allow our business to meet the demand and influx of new customers. Justine Peterson made the process easy by pairing us with the right people who were both helpful and courteous. We are extremely pleased.


Client Served

Rating: 5

Justine Petersen is a organization who supports small businesses who are trying to grow and sow into the community! The services, support & resources they provide are priceless! All of the individuals we worked with were amazing as well! We will be sharing their praises to others in the community!

Thank You!
-JC Supper Club

1

Client Served

Rating: 5

Since receiving assistance from Justine Petersen my small cleaning company has been able to obtain updated equipment and supplies which allowed me to attract more clients! I've also had an increase in my credit score! This organization was able to help me with funding even after my bank turned me down and I had been with them almost 10 years. I highly recommend JP to anyone who's serious about starting a business.

Client Served

Rating: 5

I have work with Justine Petersen now for more than 10 years and they have always been there to help us out. I look forward to our continued relationship.

Client Served

Rating: 5

It is a dream come true to own my business and work for myself. That would not be possible without Justine Petersen. The staff are very helpful and friendly.

Client Served

Rating: 5

Nikki is really great and very helpful. I would recommend this place to anyone

Client Served

Rating: 5

IF YOU NEED HELP BUILDING YOUR CREDIT ARE ANY FINANCIAL SITUATION, THIS IS THE PLACE TO COME. VERY HELPFUL AND NICE PEOPLE WORKING HERE.

Client Served

Rating: 5

You all are so amazing and very helpful. I am so grateful to have you all.

Client Served

Rating: 5

Justine Petersen is thee best source for financial business building! I have applied for financial assistance three times, and they've came through and supported my vision, goals, and aspirations! Lastly, Ms. Nikki gave me exceptional service on this last assistance. Everytime i called her, she was there to answer any questions, and, she pushed to make i had a smooth transition to closing!

Client Served

Rating: 5

Very helpful and swift at helping me receive funds needed to continue day to day operations of my company.

Client Served

Rating: 5

Justine Petersen has been amazing during the start-up process of my new small business. I am extremely grateful for the opportunity they have given me to succeed.

Client Served

Rating: 5

I have been working with JP for a while and their company works great with small business owners like myself to assist in moving to the next level. Very friendly and customer service awesome. Will recommend their service.

Client Served

Rating: 5

Sympathetic, empathetic, more than helpful are just some of the traits l perceved in Ms N Wilson. As far as I am concerned she went beyond and above the call of duty. Ms N Wilson was so diligent in helping and assisting me in my situation.
Kudos to Shauna for her help in making making me feel so comfortable.
God Bless Holy Ground.

Client Served

Rating: 5

I was at a!low point in trying to make ends meet when I "happened" to go to the wrong ward meeting where I met Nikki Wilson. She told about the Holy Ground loan available to three different wards - which included my 26th ward. What a blessing.

Nikki gave me an appointment on the day after the meeting for that coming Monday! I received a loan for $500, which alleviated the stress and help put me back on a road to recovery. I can't say enough about Nikki, who is very kind, very professional, and very understanding! -- as well as Shawna, Ramona and the staff at Justine Petersen who are like-minded people, helpful and cheerful individuals!

I am so thankful for the help received and will forever be grateful!

Client Served

Rating: 5

This has been an exceptional experience, I was lost and did not know what or how I was going to get the funds I needed. Working with the Justine Petersen organization helped lead me in the right direction as well as assist me in making the best decision for me.

Client Served

Rating: 5

Justine Peterson organizations is very helpful, knowledgeable and dedicated to helping you prepare for your business, offer you financing to start your small business, help build your credit, and they also offer assistance with website development, marketing and taxes and legal consultation. They are a one stop shop and I am truly grateful to be a part of the family!!

1

Client Served

Rating: 5

Nikki Wilson is an excellent loan representative. She was very steadfast and knowledgable about the process. She gave exceptional customer service.

1

Client Served

Rating: 5

Its because of justine peterson im able to continue my small business. Nikki Wilson is my loan officer and nikki provided proferssional care from the initial contact. Nikki was extremely knowlegable from start to finish. The service was so superior i closed in less than a week. Thank you nikki wilson and justine peterson.

1

Client Served

Rating: 5

This is my 1st Small Business Loan and I must say this has been an awesome experience. Ms Nikki was amazing to work with always answered any of my many questions, call, and emails (There were lots) lol, but she was always very knowledgeable about everything and so kind Im very thankful for this experience. Glory to His Holy name!!! I thank God for this amazing experience!

Client Served

Rating: 5

I really enjoyed my experience with Justine PETERSEN. Ms. Nikki Wilson was very helpful and well informed on the process and everything that will happen. I have had to come to JP before for a loan when my power was disconnected and I will be forever grateful for that. I would refer anyone to JP for credit education and counseling!

Client Served

Rating: 5

This was our 3rd experience with Aida and Nikki and the rest of the staff. Each time we have secured a business loan and each time we've had exceptional service. Without Justine PETERSEN we would not have had the chance to obtain the financing we need to be successful with our small business. Thank you!

Client Served

Rating: 5

I was assisted by Miss Nikki Wilson. She was very helpful when explaining my loan agreement. She was very professional and knowledgeable.

Client Served

Rating: 5

Justine PETERSEN is a prayer answered by God. I came in with no confidence when applying for this small business loan. I know I messed my credit up early in life but was willing to try and Nikki Wilson made me a believer in second chances. She was awesome, open minded and understanding to my situation. She saw in my eyes that I truly meant business and I truly thank her and JP for my second chance. This will change me and my sons life now that they have educated me on my financial ignorance. I will truly be one of their success stories!

Client Served

Rating: 5

Justine PETERSEN has been a great value to my personal life as well as my business. I was able to raise my credit score from the high 500's to the low 700's within one year. My loan counselor and the administration has been very helpful in my journey to starting my business as well as growing my business. Chonda Aiello, Aida Richardson, and Nikki Wilson have been very professional through my experience with Justine Petersen. The programs JP offers are exceptional and work! I will refer other small business owners to increase their opportunity for success.

Client Served

Rating: 5

My name is Chantail and my experience with Justine PETERSEN'S staff was amazing. They exceeded my expectations. Nikki Wilson walked me through the process step by step and made me feel like I was important enough to be great and use the NMTC money to do something that we both feel will greatly service our community and it's people. I see great things in St. Louis and I will strive to make my hometown great again. Thanks!

Client Served

Rating: 5

Our experience with Justine PETERSEN has been nothing short of amazing. Every one is so nice and willing to help in any way! I would recommend anyone to come to Justine PETERSEN in regards to their financial needs.

Client Served

Rating: 5

My name is Chiquita and when I first heard about Justine PETERSEN and your Holy Ground Loan I was homeless and had just been blessed with the opportunity to move into a new apartment. I was granted a loan by JP so that I could A. help reestablish my credit and B. purchase some much needed items for my apartment.

Fast forward a year later, I had one income at a part-time job that only gave me 12 hours a week. I quickly fell behind on my rent and could not get a loan anywhere! Only one company was willing to help me but was charging almost twice the amount to pay it back! As a last ditch effort to save myself from going into the eviction process I contacted JP once again and explained my situation and they were happy to assist me once more!

I just want to say thank you to all who had a hand in assisting me, especially Miss Nikki Wilson, for her help and absolute understanding and quick assistance in getting me the money! God Bless you all!

Client Served

Rating: 5

Justine PETERSEN is a great organization that believes in helping small businesses and their owners to be stable and confident. The staff is very helpful and friendly and I can tell they enjoy their jobs. I really appreciate Justine PETERSEN'S services and help. Thank you!

Client Served

Rating: 5

This is a wonderful program to help me get my credit in order. Your staff is very helpful and friendly. Thank god for the program you have!

Client Served

Rating: 5

This is my 3rd time coming to Justine PETERSEN for a loan. The first two times were for real estate, but I never followed through to get the loan. The third time is a charm! I applied for a loan for my adult day care and closed today! Thank you to all the staff who made my dreams come true.

Client Served

Rating: 5

Thank you Nikki! The closing was great. They should have more counselors like you!

Client Served

Rating: 5

Cait and Fredrica - thank you for all your help. Too often we are in need and don't know where to turn, it's humbling to have to ask for help Never once did you make me feel anything by understood. That is very rare in this day and age. I feel truly blessed and I am grateful for your kindness, understanding, and knowledge, making this process as quick as possible. Too often we only hear negative in regards to our work, that being said, Great job ladies please keep up the good work and know I appreciate all your efforts to help me.

Donna

Client Served

Rating: 5

Thank you all so much for being kind, understanding, and supportive. You all have made this experience short, sweet, and simple. I would send more people here and tell them all about you all. Everyone I have spoken with has been so nice.

Client Served

Rating: 5

Big Dogs Contracting appreciates the opportunity Justine PETERSEN gives us. Without them, many of our contracts would not be possible. Justine PETERSEN gives us the ability to cover payroll and material costs for a lot of our jobs. We would not be where we are today without you guys. Thank you to all the staff of Justine PETERSEN.

Client Served

Rating: 5

My experience was awesome - Aida was super informative and knowledgeable; Nikki was really friendly and helped me move my file along - when it came time to close on our loan, it was a breeze. Everything explained and easy to follow. I would absolutely recommend JP for all your loan needs! Thanks so much!

Client Served

Rating: 5

Well I learned about JP about 11 years ago when I bought my first house and had some fraudulent issues going on with it. I turned to JP because a friend, Linda, had referred me. Now JP couldn't help with my mortgage problems but I had began to learn of the other services they provided. So I wanted to open up my own business and Linda told me to go back to JP. You all have been SO understanding and such a big help in my life. When i thought that there was no other way and I came to you all and you have never turned me down. You all are angels to the community and small business owners like myself. Both Chonda and Shawna have been awesome and Nikki W. When I think I am drowning you all throw me a life saver. I love you guys! Thanks so much!!!!

Client Served

Rating: 5

My experience with JP was AWESOME! Thank you to all of you!

Client Served

Rating: 5

Thank you to Nikki Wilson and the Justine PETERSEN staff for assisting me with information, resources, and lending to reach my dreams. Very professional and supportive throughout the entire process! I will definitely refer others. Many thanks and gratitude!

1

Client Served

Rating: 5

When a friend told me about JP I didn't know what to expect. I set up a meeting with Ms. Nikki and came a little nervous. When I got here Ms. Nikki welcomed me with open arms, fed me some Red's BBQ, and got down to business. She was very quick to respond to any of my questions and has been a great mentor though this whole process. I appreciate her and the JP team for everything. Thanks a lot!

Client Served

Rating: 5

I had a wonderful experience working with Ms. Fredrica Graham. The staff worked miracles for me in helping secure my home at the last minute. This program has given me a second chance at life in a home that I've stayed in for years.

Thank you!
Carlos B.

Client Served

Rating: 5

My name is Sherrilyn Muhammed and I'm the proud owner of Modest'N'Chic Boutique in the Delmar Loop - right next to The Pageant. I really am grateful for Justine Petersen giving me a chance to explain my dreams with their approval of financial assistance. This loan will allow me to move forward with opening my boutique as well as begin to build my credit! Nikki W. helped me to experience the best of both worlds! Thank you Justine Petersen

Client Served

Rating: 5

Very well pleased with the service and professionalism. Nikki W. shared a lot of valuable information with me. I look forward to working with Justine Petersen to help me scale my business.

Client Served

Rating: 5

I was looking for some assistance in financing my business for child care and a very close friend of mine told me about JP and that they would be able to help if possible. I made my appointment and met Mr. Cunningham. He showed me several problems that I needed to fix. For example, my credit was horrible and my budgeting was not good at all,. After my first visit I listened to everything I needed to do and a year later I have a 600 + credit score, and my money problems are better. My money problems are better now and I can actually save a penny or two without wondering where will my next dollar come from. Thank you so much Mr. Cunningham for the advice and a listening ear when I was acting like a big cry baby. I really and truly appreciate you and the JP Family for all of the help and knowledge about life.

Client Served

Rating: 5

I just want to say Justine Petersen and Nikki W. are a big help to me and my business ever since I met them. They have been good to me, they take the time to talk and explain things and help me where it is needed and take good care of me. I am very happy.
PS - God says you are good to people - they will be good to you!

Client Served

Rating: 5

Nikki and Ramona were extremely helpful and patient helping Mary Ann, who was on the brink of foreclosure on her house. They assisted her quickly on very short notice to give her a loan to begin a payment program with collection of revenue. Moreover, their loan program is extremely useful to those in need who can not keep up with interest rates. Holy Ground Loan was a blessing!

Client Served

Rating: 5

My experience with JP has been phenomenal! Franchot Cunningham from the time we met was confident and well informed. It took me a while to find someone willing o take a chance on helping me build a relationship to build my business. JP has given me hope. Thanks for your support.

Client Served

Rating: 5

I came into Justine PETERSEN this morning to help assist a friend. I didn't expect to be blessed myself by these two sweet angels. As I finished up with my friend's business, I asked about help with my credit. That's when Ms. Ramona Scott asked "what is it that I was trying to do?" I started to explain to her about my credit score and how I'm just starting my business and my low credit score was creating all of these obstacles for me. Well when Ms. Ramona and Ms. Nikki W. got done with me and pointed me in the right direction, my soul was very happy just to know that someone else is concerned about you and there is a realist place like Justine PETERSEN that can help someone like me. I am very grateful for Ms. Ramona and Ms. Nikki W. They get to help me with my credit and my business. This was just a visit of AWESOMENESS!