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2018 Top-Rated Nonprofit

Justine Petersen

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Nonprofit Overview

Causes: Economic Development, Home Improvement & Repairs, Homeless & Housing, Housing Development, Construction & Management, Real Estate Associations, Urban & Community Economic Development

Mission: To connect institutional resources to the needs of low- and moderate-income families in order to build assets and create enduring change

Results: Since 1997, staff has counseled over 25,000 families on credit building strategies, assisted 4,300 to purchase homes, and originated $13 Million in micro-enterprise and consumer finance products.

Target demographics: Justine PETERSEN assists people that currently do not have access to safe and affordable financial services.

Direct beneficiaries per year: We counsel approximately 1,200 annually on credit building strategies and originated 1,382 micro-loans.

Programs: Credit Building and Financial Education; Homeownership Services and Micro-enterprise Training and Lending

Community Stories

186 Stories from Volunteers, Donors & Supporters

Client Served

Rating: 5

I really enjoyed my experience with Justine PETERSEN. Ms. Nikki Wilson was very helpful and well informed on the process and everything that will happen. I have had to come to JP before for a loan when my power was disconnected and I will be forever grateful for that. I would refer anyone to JP for credit education and counseling!

Client Served

Rating: 5

This was our 3rd experience with Aida and Nikki and the rest of the staff. Each time we have secured a business loan and each time we've had exceptional service. Without Justine PETERSEN we would not have had the chance to obtain the financing we need to be successful with our small business. Thank you!

Client Served

Rating: 5

I was assisted by Miss Nikki Wilson. She was very helpful when explaining my loan agreement. She was very professional and knowledgeable.

Client Served

Rating: 5

Justine PETERSEN is a prayer answered by God. I came in with no confidence when applying for this small business loan. I know I messed my credit up early in life but was willing to try and Nikki Wilson made me a believer in second chances. She was awesome, open minded and understanding to my situation. She saw in my eyes that I truly meant business and I truly thank her and JP for my second chance. This will change me and my sons life now that they have educated me on my financial ignorance. I will truly be one of their success stories!

Client Served

Rating: 5

Justine PETERSEN has been a great value to my personal life as well as my business. I was able to raise my credit score from the high 500's to the low 700's within one year. My loan counselor and the administration has been very helpful in my journey to starting my business as well as growing my business. Chonda Aiello, Aida Richardson, and Nikki Wilson have been very professional through my experience with Justine Petersen. The programs JP offers are exceptional and work! I will refer other small business owners to increase their opportunity for success.

Client Served

Rating: 5

My name is Chantail and my experience with Justine PETERSEN'S staff was amazing. They exceeded my expectations. Nikki Wilson walked me through the process step by step and made me feel like I was important enough to be great and use the NMTC money to do something that we both feel will greatly service our community and it's people. I see great things in St. Louis and I will strive to make my hometown great again. Thanks!

Client Served

Rating: 5

Our experience with Justine PETERSEN has been nothing short of amazing. Every one is so nice and willing to help in any way! I would recommend anyone to come to Justine PETERSEN in regards to their financial needs.

Client Served

Rating: 5

My name is Chiquita and when I first heard about Justine PETERSEN and your Holy Ground Loan I was homeless and had just been blessed with the opportunity to move into a new apartment. I was granted a loan by JP so that I could A. help reestablish my credit and B. purchase some much needed items for my apartment.

Fast forward a year later, I had one income at a part-time job that only gave me 12 hours a week. I quickly fell behind on my rent and could not get a loan anywhere! Only one company was willing to help me but was charging almost twice the amount to pay it back! As a last ditch effort to save myself from going into the eviction process I contacted JP once again and explained my situation and they were happy to assist me once more!

I just want to say thank you to all who had a hand in assisting me, especially Miss Nikki Wilson, for her help and absolute understanding and quick assistance in getting me the money! God Bless you all!

Client Served

Rating: 5

Justine PETERSEN is a great organization that believes in helping small businesses and their owners to be stable and confident. The staff is very helpful and friendly and I can tell they enjoy their jobs. I really appreciate Justine PETERSEN'S services and help. Thank you!

Client Served

Rating: 5

This is a wonderful program to help me get my credit in order. Your staff is very helpful and friendly. Thank god for the program you have!

Client Served

Rating: 5

This is my 3rd time coming to Justine PETERSEN for a loan. The first two times were for real estate, but I never followed through to get the loan. The third time is a charm! I applied for a loan for my adult day care and closed today! Thank you to all the staff who made my dreams come true.

Client Served

Rating: 5

Thank you Nikki! The closing was great. They should have more counselors like you!

Client Served

Rating: 5

Cait and Fredrica - thank you for all your help. Too often we are in need and don't know where to turn, it's humbling to have to ask for help Never once did you make me feel anything by understood. That is very rare in this day and age. I feel truly blessed and I am grateful for your kindness, understanding, and knowledge, making this process as quick as possible. Too often we only hear negative in regards to our work, that being said, Great job ladies please keep up the good work and know I appreciate all your efforts to help me.

Donna

Client Served

Rating: 5

Thank you all so much for being kind, understanding, and supportive. You all have made this experience short, sweet, and simple. I would send more people here and tell them all about you all. Everyone I have spoken with has been so nice.

Client Served

Rating: 5

Big Dogs Contracting appreciates the opportunity Justine PETERSEN gives us. Without them, many of our contracts would not be possible. Justine PETERSEN gives us the ability to cover payroll and material costs for a lot of our jobs. We would not be where we are today without you guys. Thank you to all the staff of Justine PETERSEN.

Client Served

Rating: 5

My experience was awesome - Aida was super informative and knowledgeable; Nikki was really friendly and helped me move my file along - when it came time to close on our loan, it was a breeze. Everything explained and easy to follow. I would absolutely recommend JP for all your loan needs! Thanks so much!

Client Served

Rating: 5

Well I learned about JP about 11 years ago when I bought my first house and had some fraudulent issues going on with it. I turned to JP because a friend, Linda, had referred me. Now JP couldn't help with my mortgage problems but I had began to learn of the other services they provided. So I wanted to open up my own business and Linda told me to go back to JP. You all have been SO understanding and such a big help in my life. When i thought that there was no other way and I came to you all and you have never turned me down. You all are angels to the community and small business owners like myself. Both Chonda and Shawna have been awesome and Nikki W. When I think I am drowning you all throw me a life saver. I love you guys! Thanks so much!!!!

Client Served

Rating: 5

My experience with JP was AWESOME! Thank you to all of you!

Client Served

Rating: 5

Thank you to Nikki Wilson and the Justine PETERSEN staff for assisting me with information, resources, and lending to reach my dreams. Very professional and supportive throughout the entire process! I will definitely refer others. Many thanks and gratitude!

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Client Served

Rating: 5

When a friend told me about JP I didn't know what to expect. I set up a meeting with Ms. Nikki and came a little nervous. When I got here Ms. Nikki welcomed me with open arms, fed me some Red's BBQ, and got down to business. She was very quick to respond to any of my questions and has been a great mentor though this whole process. I appreciate her and the JP team for everything. Thanks a lot!