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2018 Top-Rated Nonprofit

Hebrew Free Loan of San Francisco

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Nonprofit Overview

Causes: Education, Financial Institutions, Judaism, Religion, Scholarships, Scholarships & Student Financial Aid

Mission: We provide interest-free loans to Jewish individuals and families in Northern California for emergencies, personal financial challenges, tuition and education-related costs, first-time home purchases, debt consolidation, starting a new small business, adopting a child, and special medical needs. We also make loans to Jewish organizations and synagogues.

Results:  $8 million dollars out in loan circulation  over 1,000 borrowers.  Our repayment rate is over 99.5  To date we have helped over 100,000 people.

Target demographics: Jewish individuals & families

Geographic areas served: Northern California

Programs: Interest-free loans. Loan Program--types of loans include: Adoption Business Debt Consolidation Emergency Health Care Home Buyer Institutional Jewish Community Employees Life Cycle Personal Recently Unemployed Special Needs Student

Community Stories

58 Stories from Volunteers, Donors & Supporters

Client Served

Rating: 5

HFL of San Francisco is beyond incredible. This is a philanthropic organization that does amazing work serving the bay area community. Not only that, everyone there is polite, generous, and welcoming. They don't just hand out money to whomever, either. They do proper due diligence for every applicant and I was no exception.

I received loans from them while I was in college that helped me get through a vital time in my life, and most recently I applied and received a business loan to start a small business that I've been dreaming of for the last few years.

There should be programs like this around the world, helping current generations and paying it forward for the future ones. Kudos and Mazel Tov! I will champion this non profit for as long as I can and to whomever.

Client Served

Rating: 5

We received several loans for HFLA which allowed us to achieve our goals and build the dental practice that became a success. Thank you HFLA for allowing us to achieve our dream.
Julia and Alex Pastel

Client Served

Rating: 5

I am a graduate student in the Bay Area getting my masters in psychology to become a licensed Marriage and Family Therapist. I heard about the Hebrew Free Loan from my sister, who heard about it from her partner, so I decided to do my research. I submitted my initial application and was immediately responded to not only with useful information, but also with sincerity and care. The employees of the HFL that have assisted me from the beginning, have always been extremely helpful, communicative and dependable. They reviewed my budget with me and helped me plan out how I would allot the loan over the course of my school year. I continue to feel their support, now that I have reapplied for my second loan and am deeply grateful for everything they do for the community.

Greg K.

Client Served

Rating: 5

Hebrew Free Loan was a game changer for our business and our lives. They provided us with a substantial business loan to expand our restaurant into a catering business. The loan preparation process was helpful, collaborative, and fair. We couldn't be more thankful for our experience working with them!

Previous Stories

Client Served

Rating: 5

Hebrew Free Loan was a GAME CHANGER for our restaurant and catering business! We were growing but lacked cash reserves to properly expand. With their help, we were able to confidently expand our catering capacity. The process of applying for the business loan was helpful - it was collaborative and consultative and prepared us to take on our first funding.

Professional with expertise in this field

Rating: 5

Hebrew Free Loan was a Game Changer for my business. After our biggest customer filed for Chapter 11, we were able to regain the money from Hebrew Free Loan. As a result, we were able to pick ourselves up again and continue on.

Client Served

Rating: 5

The Hebrew Free Loan ... there just aren't words for how important and impactful this organization is. "It takes money to make money" is more than a cliche, and, in fact, if it were not for the generosity of HFLA in SF I don't know if I would have been able to get out of substantial financial hardship that was incurred due to health issues as well as student debt and generational poverty. I came to Hebrew Free Loan two times in my entrepreneurial journey. Both times they provided me with the resources I needed and played a huge role in my ability to advance my career and business. I went from struggling student, to massage therapist, to business owner with multiple locations. My business now employs 18 people and collaborates with local non-profits to provide wellness services to the homeless and women who have escaped domestic violence. We also partner with schools to provide job opportunities to single parents who are in school full time and need part-time, flexible, and rewarding work.
I mention all this because the ripple effect of HFLA is present in all this. If it were not for their wise and hard working staff, I can say without a doubt, none of this would have been possible. I am forever grateful!

Client Served

Rating: 5

Incredible organization. Straightforward process and simple repayment plan for a great INTEREST-FREE loan. I got mine to pay for graduate school but they have so many programs to help you in whatever part of life you're in. Highly recommended. Great people, great mission!

Client Served

Rating: 5

The folks at HFL treated me as if I was among the most important in its circle of the reason for its existance. The loan is a bridge between employment and is giving me the room to land in the next clearing as I make the journey. Beth Blackman was so conscientious, she works with multilevel layers of meaning about HFL. Thank you. Robin S.

Client Served

Rating: 5

I've been the grateful beneficiary of two loans from Hebrew Free Loan which I've used to further my education. Because of help from HFL, I was able to relocate to the Bay Area so that I could more easily continue my training as a Candidate in psychoanalysis. Everyone at Hebrew Free Loan has been obliging, respectful and easy to work with. Thank you!

Client Served

Rating: 5

I really needed to find funding to pay for my university fast after my financial aid fell through due to a bureaucratic policy that my school hid from me until the first day of classes. I was facing having to take a semester off of school and consequently possibly being kicked out of my internship because I couldn't afford to pay for school. Hebrew Free Loan was a life saver to me because they granted me a loan for school. I couldn't be more thankful to them, and the donors, for helping me finance such an important part of my life. The process of applying and receiving the loan was very fast, easy, and I felt genuinely cared for. Thank you Hebrew Free Loan and the people who make it possible.

Client Served

Rating: 5

I have had excellent service with the Hebrew free loan Society and so have other members of my family. As well I have helped others received support and loans. It's an excellent organization and I'm highly proud to recommend them.

Oraneet

Client Served

Rating: 5

I am deeply grateful for Hebrew Free Loan of San Francisco! In 2013, they gave me a loan to help me pay for my bar studies course. Thanks to them, I passed the CA bar exam on the first try and am doing what I love - practicing as a civil rights legal aid attorney representing low-income Bay Area tenants in their fight against unlawful evictions and asserting their fair housing rights. Without Hebrew Free Loan, my dreams of social justice advocacy would not have been realized!

Lara W.1

Client Served

Rating: 5

Incredibly supportive organization that has nonjudgmentally helped me twice: once to pay for graduate school and later to consolidate my credit card debt. I am so grateful that HFLA exists.

Client Served

Rating: 5

So supportive and professional. Really care about the community they serve!

Board Member

Rating: 5

Hebrew Free Loan has been supporting the Jewish community in the Bay Area for 120 years, without fanfare and very often, without a lot of public awareness. Through interest free loans in a variety of loan categories - from education to business to debt consolidation to fertility to lifecycle events and more, HFL SF has continued to grow and to compassionately serve an evolving community beyond its original mandate. I am proud to be a volunteer and board member for an organization which has had, and continues to have, such a positive impact on people's lives and self-sufficiency.

Drew E.1

Donor

Rating: 5

Hebrew free loan association SF is one of the best non profits in the city. They are the only place to get interest free loans for a variety of needs. Great organization

Client Served

Rating: 5

I wish I can give Hebrew Free Loan more stars. They literally helped us get a loan when we were in dire need of one. And didn’t know where else to turn.

Struggling with fertility issues, they went above and beyond to help us and were very supportive and sympathetic during the process. Cindy was a pleasure and even though we got and PAID OFF our loan years ago, we still keep in touch. They really care for you.

If you are Jewish, have co-signers and live in SF, don’t hesitate to give them a call. They will try to help you the best way they can.

Thank you so much to everyone at HFL!!

Donor

Rating: 5

Fantastic non-profit that has consistently carried out its mission of helping immigrants for 120 years with no interest loans. It's mission has broadened beyond business loans to education loans, loans for ceremonies, IVF, and now helping immigrants who aren't Jewish. Kudos for changing with the times!

Professional with expertise in this field

Rating: 5

thank you for your help with two business Loans in the past 10 years.

Client Served

Rating: 5

Hebrew Free Loan is an incredible organization on a mission to help people make their dreams come true without compromising financial health. I am so thankful to HFL for helping me finance my doctoral studies, without them I would have likely chosen to no longer pursue my PhD.