July 23, 2012
After serving our great Country during the Vietnam war I purchsed my first home in 1980 on a VA loan. A couple of years later my job required me to move so I sold my home. The person that bought my home was a former veteran so he just assumed my loan. In 1983 the VA contacted me and advised that they had foreclosed on the home and that I owed them over $25K! They asked for all my income and expenses so they could begin garnishing my wages. They set a court hearing date for me in Houston if I wanted to contest it. I spoke to my attorney and he advised me that nobody would represent me due to the fact that congress doesn't allow veterans to pay more than $10 for legal representation against the US Government. He also told me that the title company I used should have given me a release of liability when I sold the home. It seems the least the VA should have done was notified me when the buyer defaulted on the loan and allowed me to take the loan back but instead they just auctioned it off! Nervously I showed up for court at the VA's office on the designated day. While having a cup of coffee I struck up a conversation with an older gentleman. Apparently he could see my nervousness and asked why I was there. I told him my story and he asked me to come down the hall to his office. There he told me he was a counselor with the DAV and was going to represent me in the hearing. Together we went top the hearing and he told the VA that I had sold the home in good faith and that the buyer had made 12 consecutive payments on time and they had no case. He scolded them for knowing the fact and what they had put a veteran through. To this day I am forever grateful for what DAV has done for me and others and will continue to be a donor for such a good cause.
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