Credit Card Management Services, Inc.

Rating: 4.8 stars   84 reviews

Address:

1325 N Congress Ave Ste 201 West Palm Beach FL 33401 USA

Mission:

Credit Card Management Services, Inc. d.b.a. Debthelper.com is an IRS Approved 501c3 Non-Profit Florida Corporation dedicated to our mission to educate, advise and empower youth to seniors to handle debt, credit and housing and to provide affordable housing opportunities through the acquisition and rehabilitation of residential properties. Debthelper.com partners with those who create opportunities for people to live in affordable homes, improve their lives and strengthen their communities. Debthelper.com is ISO: 9001 Certified as audited by BVI, is licensed, bonded and insured to provide quality debt management services as governed by its Code of Practice and Best Practices through its membership with AICCCA, the Association of Independent Consumer Credit Counseling Agencies. Debthelper.com is a member of ACCPros, the Association of Credit Counseling Professionals, a member of the Florida Housing Coalition, a member of the NCHA National Housing Counseling Association. Debthelper.com adheres to the NISHEC National Industry Standards for Homeownership Education and Counseling and is a partner with the FHF Florida Housing Finance Corporation. Debthelper.com is a proud member of the Southeast Florida Better Business Bureau.

Target demographics:

Consumers

Direct beneficiaries per year:

45000 Consumers

Geographic areas served:

All States

Programs:

Education for seniors 62 and other the options and alternatives and benefits of a reverse mortgage; homebuyer education and foreclosure prevention, debt management and debt consolidation, student assistance, mortgage assistance and financial education and credit counseling.

2016 Top-Rated Nonprofit
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More Info

800-920-2262
www.debthelper.com

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Reviews for Credit Card Management Services, Inc.

Rating: 5 stars  

4 people found this review helpful

I worked with Mr Bill Messerschmidt today, Friday, February 26, 2016, on a Reverse Mortgage counseling session. Mr Messerschmidt was very helpful and informative and answered all of my questions about the Reverse Mortgage process. I would definitely recommend DebtHelper for anyone needing help with and understanding of the Reverse Mortgage process.

 
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Rating: 5 stars  

4 people found this review helpful

I had a counseling session with Bill Messerschmit on the topic of HECM loans. He was very thorough and knowledgeable. His explanations made a complicated subject understandable. In addition, he seemed concerned with me as an individual and welcomed my questions. I am very satisfied with my experience today.

 
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Rating: 4 stars  

4 people found this review helpful

I think Bill Messerschmit did a fine job, though his computer was down. He explained well and was patient with my questions.
RoseMary Polhemus

 
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Rating: 5 stars  

3 people found this review helpful

I obtained a $50,000 principle reduction on my mortgage with the assistance of my HHF advisor Nicola Butts-Wimpel ! Her diligent efforts made the process seem so easy. Her open communication and constant follow-up with me was remarkable. Whenever she sent me an email , she called to ensure that I received it. She ensured that all of the required documents were submitted as needed and explained each step along the way. The whole process took only 3 months! I am very grateful for this program and would like to say thanks again to Nicola.

Barbara B

 
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Rating: 5 stars  

2 people found this review helpful

Thank you for helping with my principal reduction. Nicola Helped me through the long process that got my principal reduced to a reasonable value. Thank you again. Jared Phillips

 
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Rating: 5 stars  

2 people found this review helpful

MANY thanks to my adviser Nicola Butts-Wimpel at Debt Helper for all her help and guidance to obtain assistance through the Florida Hardest Hit Fund. I has been a stressful time after being laid off of my job of over 5 years and depleting all my Unemployment Benefits. Ms. Nicola used patience and great communication with me through the entire process. Nicola was so sweet to call me while she was on vacation to let me know I was approved. :-)

 
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Rating: 5 stars  

1 person found this review helpful

I've only been working with DebtHelper for a few months and I must say my Financial Coach, Felicia Lilliard is absolutely amazing. She's Very flexible with her time and very knowledgeable when it comes to obtaining financial freedom.

 
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Rating: 5 stars  

1 person found this review helpful

Credit Card Management Services, Inc./dba/Debthelper.com, was definitely a Godsend during a time in which I had been discharged from my job of nearly eight years, had exhausted my unemployment benefits and had been displaced from my home due to a fire. Mrs. Nicola Butts-Wimpel guided me along in the entire process and ensured that all required documentation was submitted to Underwriting in a timely fashion. She kept constant communication with me via various avenues such as: email, phone, mail and fax. Under the circumstances-at the time-I have no doubts that this process would have been a much more daunting task had it not been for the care, compassion and dedication displayed by Mrs. Nicola Butts-Wimpel and her team at Credit Card Management Services/Debthelper.com. Thank you all!!!

 
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Rating: 5 stars  

2 people found this review helpful

I cannot thank or say enough good things about Ms. Nicole Mezima and Debt Helper and the other staff members for all their assistance with the Florida Hardest Hit Fund application process. At the time, my house was on the verge of being foreclosed on and I could not see the light at the end the tunnel. Ms. Mezima was very thorough and detail-oriented with regard to all the information needed to give HHF and had you give her the most accurate and complete picture of your particular situation. She always responded quickly to any questions or concerns that I may have had. I found Ms. Mezima to be very professional, dedicated, compassionate and understanding and she seems to love helping people and assuring them that things will work out for them and life will get better, even though it does not look like that at the time.
On Thanksgiving Eve, Ms. Mezima gave me a great gift by calling and saying that HHF had granted me mortgage assistance. Thank you does not seem like enough to say with regard to how grateful I am.
As for Ms. Mezima and the staff of Debt Helper and HHF, I am truly blest that I have had your help and considerations. We need more people like Nicole Mezima and companies like Debt Helper to get people back on their feet. I am so glad to know that there are still good people in this world. I wish all that had a hand with my blessing, have a wonderful and blessed holiday and that you all receive all the love, health and prosperity for you and your family as well. THANK YOU AGAIN!!!!

Veronica Martinez

 
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Role: Client Served
Rating: 5 stars  

3 people found this review helpful

Francisco Vargas was a big help with assisting one of our young patients families with a loan modification when the bank threatened them with foreclosure.

 
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