Rating: 4.63 stars 72 72 reviews 6,720
21900 Muirfield Cir. 104 Number 104 Sterling VA 20164 USA
Zidisha is a revolutionary nonprofit that lets ordinary web users make microloans to economically marginalized entrepreneurs around the world. The loans allow the individuals to start small businesses to provide higher income for their families, and once repaid the loan funds are returned to lenders who may in turn fund new individuals of their choice. What makes Zidisha unique is that there are no intermediaries. The borrowers themselves post their loan applications and communicate directly with lenders as their business investments grow. Linking entrepreneurs directly with the international peer-to-peer lending market gives them the chance to source business growth capital far more easily and affordably than was previously possible in many developing countries.
15000 individual business ventures financed; over $3 million in loans raised; over 20,000 members, expanding our service to a total of nine countries
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Reviews for Zidisha Inc.
This is one of the best nonprofit organization that has reached out to many needy people. Personally, it has helped me to support my business by providing me with interests free loans that I continually request and payback whenever I have a need. From this organization, my kids are able to go to school through the support I ve got by uplifting my business, not me alone but to thousands of people across the world. Zidisha is God sent and whoever is able to donate to this organization is doing a noble Task. I am personally a volunteer mentor to around 50 members and they are all grateful of this great organization. Long live zidisha!
It have been great encounter with Zidisha micro-finance which is more than a family and a parent to me.Its through zidisha I bought a fridge,bought sewing machines ,started an mpesa plus now I have started a retail shop .To me I thank God for the brilliant minds that came up with Zidisha which is a community support.Julia Kurnia may the Lord God bless you and your family and the entire zidisha team for your great work.To our lenders may God bless you and increase your territories.You are great support in our lives.Long live zidisha.
That is where the rags to riches true stories come from.
I was very frustrated with life one year ago.
Did not know whete the next meal would come from.
Then I was invited to Zidisha and now my family is assured of every next meal.
When I see their smiles,I always pray for the Zidisha lenders,
May GOD bless them and reward them abundantly.
For along time i did not have a source of capital to expand my business since i had no ability to get a loan from a bank cosidering the security required by banking instituitions for one to obtain a loan.
Even if i was qualified for a bank loan it would be so difficult for me to pay the loan due to high interest rates and short payment durations set by banks.
Zidisha offers me a zero interest loan which i repay at my own pace and adjustable installments of my choice. It has really helped me grow, infact i have so much hope in life out of Zidisha.
If I had to make changes to this organization, I would...
Make none for now since the changes i wanted have already been implemented. That is a volunteer calling and confirming the referees contacts provided by the assigned members. Perfect.
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1 person found this review helpful
I had some difficulties financially wise.my business was really strungling but when I came to know about zidisha.it was like God had just answered my prayer.everything changed for the better and my family standard too changed.thank you so much Zidisha and may God guild and bless our generous lenders always .remember blessed is the hand that give out than the one which receive it
Thanks to Zidisha family at large, it came in at my rescue when I was frustrated in my horticulture business due to lack of funds. The help I received time and again has greatly improved my life, the life of my family and the neighbours as well. That's why I choose to volunteer and help reach out to help other benefit from Zidisha. May God bless the entire community and the founder. I will remain committed to see the vision fulfilled.
Am Paul Mutie from Nairobi, Kenya. It is now three years and counting since i joined Zidisha Inc. and all i can say is, it is amongest the best decision i have ever made in my life. Here in my country qualifing for credit is almost imposible and especially for youths since we do not own properties which can qualify as security for one to get a loan. Thanks to Zidisha they came with simple and effective process that enabled youths and low class income earners aquire credit at almost zero interest rates. Since their intervation to the Kenyan market they have touched and change many lives and the most amazing thing is that they have made the local financial instutions realise that young people can be trusted with finances even without security. Thanks Zidisha team and all the lenders for the good work you are doing and may the almighty God continue showering you with more blessings!
Zidisha inc have helped me in financing my poultry business. My experience with zidisha has been an eye opener since i never knew how to raise enough capital to boost my business but when i learned about them, i was able to get finances for my business. Currently i am running on of the successful poultry business courtesy of zidisha.
I am a graduate who refused to take up employment for the sake of my fellow youths who are struggling to put food on the table because of lack of employment. I decided to struggle with them and God willing, create employment for most of them. However, i did not have adequate capital. Zidisha has been helping me through its lenders to achive my dream of one day, creating employment for our youths, I love Zidisha for this! hail Zidisha!
Zidisha funding has contributed immensely to my business and hence my family. Had it not been the support of Zidisha, my business would have collapsed!
Repayments are very flexible and accessing loan is without bureaucracies and hustle. Thanks to all our lenders.