Portland Habitat for Humanity Overview
Partnering with the community, our volunteers build simple, decent homes, which are then sold at cost with a zero-interest, 1% down payment mortgage to families who qualify for our program. Their mortgage payments - payments that are often lower than what they were paying in rent - go into a revolving "Fund for Humanity" that is used to build more homes in the Portland area.
Our homeowners are committed and successful. We have experienced less than a 1% default rate on our mortgages, lower than the national average. By providing a hand up, not a handout, our program maintains the dignity and pride of our homeowner families.
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