Portland Habitat for Humanity
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Issues: Homeless & Housing, Philanthropy, Religion
Location: PO Box 11527 Portland OR 97211 USA
Mission: Portland Habitat for Humanity has a vision of a community where everyone has a simple, decent, affordable place to live; and where poverty housing is unacceptable. As the oldest Habitat for Humanity affiliate on the West Coast, and the largest in Oregon, Portland Habitat for Humanity has served low-income, hard-working Portland families for over 25 years. We are currently one of the city's only providers of home ownership opportunities to families at 30-60% of the median Portland household income level. Partnering with the community, our volunteers build simple, decent homes, which are then sold at cost with a zero-interest, 1% down payment mortgage to families who qualify for our program. Their mortgage payments - payments that are often lower than what they were paying in rent - go into a revolving "Fund for Humanity" that is used to build more homes in the Portland area. Our homeowners are committed and successful. We have experienced less than a 1% default rate on our mortgages, lower than the national average. By providing a hand up, not a handout, our program maintains the dignity and pride of our homeowner families.
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