Coastal Business Finance
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930 S Broadway Santa Maria CA 93454 USA
Founded in 1982, coastal business finance is a california nonprofit corporation, licensed and certified by the u. S. Small business administration (sba) to provide california businesses with low-cost, long-term financing. Coastal business finance is chartered by the federal government as a certified development corporation (cdc), and by the sba as an accredited lending provider (alp).
504 loan program-assists small businesses in obtaining sba 504 loans. Sba 504 loans are a partnership between a cdc and a bank, or non-bank lender, to provide up to 90% financing for the purchase of commercial property, new construction, building expansion and remodeling, machinery and equipment with long useful lives, and the associated soft costs of construction and renovation, at fixed, below-market interest rates, with ten or twenty year repayment terms, to maximize working capital.
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